Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment ANALYZE: Inequalities in Investing COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! ANALYZE: Overdraft Fees When the Mean is Nice What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? COMPARE: Which Repayment Plan Fits Your Income? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts You Just Gotta Habit! ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate