Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: It Costs HOW Much? MOVE: Inflation Over Time CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Types of Employment What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? When the Mean is Nice You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance MOVE: Credit Musical Chairs Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions