Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Health Insurance Plans CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees FINE PRINT: Financial Aid Package Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! PLAY: Budget Frenzy! Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? PLAY: Roll with the Market Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment MOVE: Types of Employment RESEARCH: Credit Protections COMPARE: Which Repayment Plan Fits Your Income?

DESMOS ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income