Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: Types of Employment You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment PLAY: The Bean Game What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores When the Mean is Nice PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

AMPLIFY: Prize Wheel Puzzle AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems